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Use the benefits earned through your military service to get a loan for $0 MONEY DOWN

Douglas A. Thompson
US ARMY - War Veteran 
1st Florida Lending Homebuyer
and VA Loan Specialist 

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®

ADVANTAGES

THE VA HOME ADVANTAGE

With a VA Loan, you have an  incredible advantage over other borrowers with the  most appealing path to home ownership. This great benefit is reserved exclusively to those who bravely served our country and select military spouses.

 

When you combine the benefits of a VA mortgage program for both active and non-active service service members. The advantages are substantial.

 

VA PROGRAM HIGHLIGHTS

  • 100% Financing / 580 fico 

  • No Mortgage Insurance

  • No Loan Origination Fees

  • No Pre-Payment penalties

  • Under 580 (5% to 10% DP)

  • VA Cash-Out refinance loans

  • No Cash Reserves Required

  • Reduced Income OK

  • Sellers prepaid Comps 4%

  • Higher Debt-to-Income ratios

  • 15 + 30 year fixed rates

  • No Funding Fees

  • No Prop Tax for Disable Vets

MANUFACTURED HOME LOANS

01/01//2017  We now offer a purchase and/or refinance loan program for manufactured homes to borrowers with FICO scores under 580 The minimum loan amount is 100K.

CLICK HERE TO LEARN MORE !   

WELCOME VIDEO

THE VA LOAN PROCESS

Buying a house is one of the most exciting purchases we make in our lives, and to some, a symbol of achievement. Home Ownership is more than just a financial investment.  It is an investment in home, in family and in your future.

 

KNOWLEDGE IS POWER 

Educating yourself with all available resources will help prepare you to move forward in the VA home buying process.  

 

WE SIMPLY THE PROCESS

At 1st Florida Lending, we strive to make certain that the process is easy as possible for you.  After all, it's not every day that you buy a home

 

Learn More